Borrowing Power Calculator (Australia)
Find out how much you may be able to borrow using an APRA-style 3% serviceability buffer.
Borrowing power calculator
Estimate how much a lender might let you borrow, using an APRA 3% serviceability buffer.
IMPORTANT DISCLAIMER
This calculator is provided for general information and operational support only. It does not constitute legal, tax, accounting, financial product, credit, lending, investment, superannuation or valuation advice.
This calculator does not constitute:
- Legal advice
- Tax advice
- Accounting advice
- Financial product advice
- Credit assistance
- Lending advice
- Investment advice
- Superannuation advice
- Valuation advice
Results are indicative only. Outputs depend entirely on information entered by users and the assumptions selected. Users must independently verify every calculation before relying upon it. Professional advice should be obtained where appropriate.
- Estimated max loan
- $444,187
- Assessed rate (incl. buffer)
- 9.24%
- Net monthly income
- $6,151.00
- Monthly expenses used
- $2,500.00
- Monthly surplus
- $3,651.00
IMPORTANT DISCLAIMER
This calculator is provided for general information and operational support only. It does not constitute legal, tax, accounting, financial product, credit, lending, investment, superannuation or valuation advice.
This calculator does not constitute:
- Legal advice
- Tax advice
- Accounting advice
- Financial product advice
- Credit assistance
- Lending advice
- Investment advice
- Superannuation advice
- Valuation advice
Results are indicative only. Outputs depend entirely on information entered by users and the assumptions selected. Users must independently verify every calculation before relying upon it. Professional advice should be obtained where appropriate.