Calculators built for Australian standards
Home loans, super and retirement, tax, budgeting and personal debt — a complete suite of calculators, always free.
Budgeting & saving
Get on top of your money, track spending, set goals, watch compound interest work.
Home loans & property
Everything you need before you sign, repayments, borrowing power, LMI, stamp duty and refinancing.
Estimate purchase costs, available deposit, loan amount, repayments and affordability for a property purchase.
Estimate your regular loan repayments.
How much a lender might allow you to borrow.
Estimate your lender's mortgage insurance.
Transfer duty across all Australian states.
See how paying extra saves interest and years.
Compare loans and find the break-even point.
Superannuation & retirement
Project your super balance and see how long your retirement savings will last.
Tax & investing
Understand your take-home pay, CGT and the true cost of investment fees.
Personal loans & credit
Plan repayments and see the real cost of credit card debt and personal loans.
Family & government payments
Estimate Australian family benefits and out-of-pocket costs.
Asset finance
Hire purchase, leasing and vehicle disposal calculations for business assets.
Australian HP amortisation with GST treatment and journals.
Compare a finance lease against outright purchase.
Work out balancing charges when disposing of a leased vehicle.
Apportion finance charges under the sum-of-digits method.
Loans & interest
Simple and specialised loan interest calculations.
Employment & leave
Long service leave entitlements and provisions.
Investment & present value
Sinking funds and cumulative investment growth.
Utility tools
Everyday utilities for finance work.