Income Tax Calculator 2025-26 (Australia)
Free Australian income tax calculator for FY 2025-26 with PAYG, Medicare Levy, MLS, LITO, HELP/HECS and super.
Income tax calculator (Australia)
Estimate your take-home pay for the 2026-27 financial year. Includes PAYG tax, Medicare Levy, Medicare Levy Surcharge, LITO, HELP/HECS and Superannuation Guarantee.
IMPORTANT DISCLAIMER
This calculator is provided for general information and operational support only. It does not constitute legal, tax, accounting, financial product, credit, lending, investment, superannuation or valuation advice.
This calculator does not constitute:
- Legal advice
- Tax advice
- Accounting advice
- Financial product advice
- Credit assistance
- Lending advice
- Investment advice
- Superannuation advice
- Valuation advice
Results are indicative only. Outputs depend entirely on information entered by users and the assumptions selected. Users must independently verify every calculation before relying upon it. Professional advice should be obtained where appropriate.
Off = super is paid on top (SG 12%).
Off may trigger Medicare Levy Surcharge.
- Take-home per year
- $73,812.00
- Take-home per year
- $73,812
- Annual gross salary
- $95,000
- Superannuation (12%)
- $11,400
- Total package (salary + super)
- $106,400
- Income tax (PAYG)
- $19,288
- Medicare Levy (2%)
- $1,900
- Total tax & levies
- $21,188
- Average tax rate
- 22.3%
- Marginal rate
- 30%
Estimates only, based on ATO rates for the 2026-27 financial year. Does not include salary packaging, deductions, tax offsets other than LITO, or reportable fringe benefits. Not tax advice.
IMPORTANT DISCLAIMER
This calculator is provided for general information and operational support only. It does not constitute legal, tax, accounting, financial product, credit, lending, investment, superannuation or valuation advice.
This calculator does not constitute:
- Legal advice
- Tax advice
- Accounting advice
- Financial product advice
- Credit assistance
- Lending advice
- Investment advice
- Superannuation advice
- Valuation advice
Results are indicative only. Outputs depend entirely on information entered by users and the assumptions selected. Users must independently verify every calculation before relying upon it. Professional advice should be obtained where appropriate.