Rule of 78 Apportionment Calculator
Apportion finance charges under the sum-of-digits (Rule of 78) method.
Rule of 78 apportionment
Apportion total finance charges across a loan term using the sum-of-digits (Rule of 78) method and calculate the unearned interest rebate on early payout.
IMPORTANT DISCLAIMER
This calculator is provided for general information and operational support only. It does not constitute legal, tax, accounting, financial product, credit, lending, investment, superannuation or valuation advice.
This calculator does not constitute:
- Legal advice
- Tax advice
- Accounting advice
- Financial product advice
- Credit assistance
- Lending advice
- Investment advice
- Superannuation advice
- Valuation advice
Results are indicative only. Outputs depend entirely on information entered by users and the assumptions selected. Users must independently verify every calculation before relying upon it. Professional advice should be obtained where appropriate.
- Interest earned to payout
- $3,297
- Unearned interest (rebate)
- $2,703
- Sum-of-digits divisor
- 666
IMPORTANT DISCLAIMER
This calculator is provided for general information and operational support only. It does not constitute legal, tax, accounting, financial product, credit, lending, investment, superannuation or valuation advice.
This calculator does not constitute:
- Legal advice
- Tax advice
- Accounting advice
- Financial product advice
- Credit assistance
- Lending advice
- Investment advice
- Superannuation advice
- Valuation advice
Results are indicative only. Outputs depend entirely on information entered by users and the assumptions selected. Users must independently verify every calculation before relying upon it. Professional advice should be obtained where appropriate.